RS Investments Group represents most major Life and Health Insurance companies and demonstrates prices and strategies that will benefit our clients the most. We also offer Tax and other business services at the click of a few buttons!
Index Universal Life Insurance
- Permanent Death Benefit protection for your loved ones
- Flexible coverage premiums
- Cash value accumulation potential
- Protection from losses
- Optional rider provides the potential for guaranteed income for life
- Living benefits to provide resources in the event of a qualifying terminal illness, chronic illness, critical illness or critical injury
- five index crediting strategies offer diversified choices for cash values.
Term Life Insurance
- Provides a high amount of death benefit for a low premium if the death occurs within the term of the policy.
- Available in 10- year, 15- year, 20-year and 30-year policies
- Provides a level guaranteed premium for a guaranteed period
- Suitable for individuals and or businesses requiring insurance protection for a specific period at a predictable cost.
- Convertible to Indexed universal and Whole life
- Term insurance can be used as a starter policy to lock in your insurability, can be used during a time when insurance is needed but finances are limited and can later be converted in the future.
Tax Free retirement and annuities
- Protect your premiums paid and interest earned and enjoy upside interest rate potential through a formula that credits interest based in part on changes in a market index.
- defer taxes, allowing you to earn interest on money you would have paid in taxes.
- rest assured that you have the option to chose guaranteed income for life!
- take advantage of no additional cost riders that can waive surrender fees for terminal illness or nursing care.
- we continue to be a leading provider of savings and retirement income solutions for 403(b) and 457(b) plans ( retirement plans available to schools, government agencies and non profit corporations).